Terms of Use


Applications submitted electronically shall have the same force and effect as if the application bore an original inked signature(s).  The application, together with any accompanying financial statements, schedules, or other materials, is submitted for the purpose of obtaining credit and is warranted to be true, correct, and complete.  Applicant will immediately notify Western Financial of any change in such information or financial condition.  The undersigned hereby warrants that any individual identified in the application is either a principal, a personal guarantor, or a sole proprietor of the credit applicant, recognizing that his or her individual credit history may be a factor in the evaluation of the credit history of the applicant, and has provided his/her written authorization for inquiry into his/her credit worthiness, including but not limited to obtaining a consumer credit report(s); business credit report(s); background check;and evidence of financial responsibility.  Such authorization shall extend to obtaining a personal credit profile of the principals and officers (or any of them) in considering this application and subsequently for the purposes of update, renewal, or extension of such credit or additional credit and for reviewing or collecting the resulting account.  Applicant waives and releases any claims against Western Financial and its assignees, agents, representatives, successors, nominees, and designees (collectively “Recipients”)and any information-providers arising from any act or omission relating to the request, receipt, or release of such information.  Western Financial and its Recipients are also hereby authorized to investigate bank, credit, & trade references, and said references are hereby authorized to release any requested information to Western Financial or its Recipients.  All of the above-mentioned information may be transmitted, either electronically or manually, by Western Financial to its underwriter(s) or Recipient(s) for the purpose of granting credit, and that by submitting this application applicant accepts full responsibility for transmission thereof.  Applicant warrants that he/she is at least 18 years of age and that this request is for business and not for consumer purposes.Applications submitted electronically shall have the same force and effect as if the application bore an original inked signature(s).  The application, together with any accompanying financial statements, schedules, or other materials, is submitted for the purpose of obtaining credit and is warranted to be true, correct, and complete.  Applicant will immediately notify Western Financial of any change in such information or financial condition.  The undersigned hereby warrants that any individual identified in the application is either a principal, a personal guarantor, or a sole proprietor of the credit applicant, recognizing that his or her individual credit history may be a factor in the evaluation of the credit history of the applicant, and has provided his/her written authorization for inquiry into his/her credit worthiness, including but not limited to obtaining a consumer credit report(s); business credit report(s); background check;and evidence of financial responsibility.  Such authorization shall extend to obtaining a personal credit profile of the principals and officers (or any of them) in considering this application and subsequently for the purposes of update, renewal, or extension of such credit or additional credit and for reviewing or collecting the resulting account.  Applicant waives and releases any claims against Western Financial and its assignees, agents, representatives, successors, nominees, and designees (collectively “Recipients”)and any information-providers arising from any act or omission relating to the request, receipt, or release of such information.  Western Financial and its Recipients are also hereby authorized to investigate bank, credit, & trade references, and said references are hereby authorized to release any requested information to Western Financial or its Recipients.  All of the above-mentioned information may be transmitted, either electronically or manually, by Western Financial to its underwriter(s) or Recipient(s) for the purpose of granting credit, and that by submitting this application applicant accepts full responsibility for transmission thereof.  Applicant warrants that he/she is at least 18 years of age and that this request is for business and not for consumer purposes.

 

 

 

The Federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, or age (provided that the applicant has the ability to enter into the binding contract); because all or part of the applicant’s income is derived from any public assistance program; or because the applicant has in good faith exercised any right under the Consumer Credit Protection Act.  If for any reason the application for business credit is denied, applicant has the right to a written statement of the specific reasons for the denial.  To obtain the statement, please write to Western Financial, 1403 N. Batavia St. #203, Orange, CA 92867.  Funding amount and credit approval are subject to a full credit profile review.