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Merchant Services

At Western Financial, we are so confident in our low rates that we publish them daily in black and white. No guesswork. No bait & switch. Complete transparency. That’s the Western Financial guarantee.

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Equipment Leasing

Your decision to finance equipment should not be taken lightly. We provide you with all the necessary resources to get the equipment you need when you need it.

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Working Capital

A general-purpose business loan from Western Financial can relieve these stresses and put your business on a path to more growth.

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Western Financial

1403 North Batavia St., Ste. 203
Orange, CA 92867
(800) 385-5290

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Fees

Debit Adjustment Fee $5.00/Adjustment Paper Statement Fee $0.00
Dialpay Transaction Fee $0.55/Transaction Technical Support Calls $0.00
Chargeback Fee $12.00/Chargeback Customer Services Calls $0.00
Retrieval Fee $5.00/Retrieval Merchant Monthly Minimum $15.00
Batch Fee $0.07/Batch Welcome Kit $6.50
Online Statements and Reporting $0.50/mo ACH/DBA Change Fee $5.00
Voice Authorization $1.35/Attempt Merchant Training (Only By Request) $15.00
Online Payment Processing Merchant Download¹ $14.00/Download
- One-Time Activation $59.00 PCI Program $55.00/yr
- Gateway Hosting Fee $9.95/mo PCI Non-Compliance Fee $25.00/mo
- Transaction Fee $0.05/Transaction (+ front end transaction fee) Voyager 3.60% + $0.15
- Batch Fee $0.07/Batch Wright Express (WEX) 3.50% + $0.15
Wireless POS ACH Fee $0.02/ACH
- One-Time Activation $40.00/Terminal ACH Reject Fee $25.00
- Gateway Hosting Fee $17.95/Terminal/mo Electronic Benefit Transfer (EBT)
- Transaction Fee $0.09/Transaction (+ front end transaction fee) - Transaction Fee $0.05/Transaction
Mobile POS - EBT ACH $3.00
- Monthly Hosting Fee $9.95/mo - EBT Adjustments $5.00
- Transaction Fee $0.12/Transaction (+ front end transaction fee) Credit Tier II Surcharge 0.05%
Micros Transaction Fee $0.05/Transaction (+ front end transaction fee) Advantage Buyer Program $19.95/mo
Address Verification Fee $0.02/Verification

¹ Does not apply to an initial download of a newly-boarded merchant