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Study Shows Small Business Loan Demand Highest Since 2012

February 25, 2019

A study released today reveals that American small businesses are eager to take business loans, with 48% planning to take out a loan in the next year, the highest level of demand since 2012. The… Read More

Categories: Merchant Payment Processing, Working Capital

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Fed’s Faster Payments Council To Focus On Real World Implementation

February 25, 2019

The recently formed U.S. Faster Payments Council is the Federal Reserve Bank’s latest bid to improve speed, security, efficiency, cross-border compatibility and collaboration in payments. Developed by the Fed’s Governance Framework Formation Team…

Categories: Capital Equipment Financing

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The Growth Of Prepaid: Who Drives It And How It Is Driven

February 25, 2019

The open-loop prepaid card market experienced accelerated adoption throughout 2017 and is predicted to see loads increase 10% by 2021, reaching a total of $427.7 billion. As consumer trends shift towards digital and loyalty reward… Read More

Categories: Merchant Payment Processing

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  • February 2019
Western Financial

1403 North Batavia St., Ste. 203
Orange, CA 92867
(800) 385-5290

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Fees

Debit Adjustment Fee $5.00/Adjustment Paper Statement Fee $0.00
Dialpay Transaction Fee $0.55/Transaction Technical Support Calls $0.00
Chargeback Fee $12.00/Chargeback Customer Services Calls $0.00
Retrieval Fee $5.00/Retrieval Merchant Monthly Minimum $15.00
Batch Fee $0.07/Batch Welcome Kit $6.50
Online Statements and Reporting $0.50/mo ACH/DBA Change Fee $5.00
Voice Authorization $1.35/Attempt Merchant Training (Only By Request) $15.00
Online Payment Processing Merchant Download¹ $14.00/Download
- One-Time Activation $59.00 PCI Program $55.00/yr
- Gateway Hosting Fee $9.95/mo PCI Non-Compliance Fee $25.00/mo
- Transaction Fee $0.05/Transaction (+ front end transaction fee) Voyager 3.60% + $0.15
- Batch Fee $0.07/Batch Wright Express (WEX) 3.50% + $0.15
Wireless POS ACH Fee $0.02/ACH
- One-Time Activation $40.00/Terminal ACH Reject Fee $25.00
- Gateway Hosting Fee $17.95/Terminal/mo Electronic Benefit Transfer (EBT)
- Transaction Fee $0.09/Transaction (+ front end transaction fee) - Transaction Fee $0.05/Transaction
Mobile POS - EBT ACH $3.00
- Monthly Hosting Fee $9.95/mo - EBT Adjustments $5.00
- Transaction Fee $0.12/Transaction (+ front end transaction fee) Credit Tier II Surcharge 0.05%
Micros Transaction Fee $0.05/Transaction (+ front end transaction fee) Advantage Buyer Program $19.95/mo
Address Verification Fee $0.02/Verification

¹ Does not apply to an initial download of a newly-boarded merchant